★  CREATIVE FINANCING

Sell Smarter with Creative Financing Solutions

One-size-fits-all doesn't work in real estate. Whether you want to defer capital gains, generate steady rental income, attract more buyers, or grow your portfolio — we have tailored strategies designed to maximize your financial outcomes.

Rent-to-Own Seller Financing 1031 Exchange Capital Gains
BEYOND TRADITIONAL SALES

More Options Means Better Outcomes

Property owners no longer have to settle for a "one option fits all" approach. As both a licensed real estate professional and real estate investor, Sharon provides access to creative selling strategies that traditional agents simply can't offer.

FeatureTraditional SaleCreative Financing
Capital Gains Taxes Due at closing Deferred or minimized
Buyer Pool Bank-qualified only Expanded — more buyers
Income Stream One-time lump sum Ongoing rental + sale
Timeline Control Market-dependent You set the terms
Vacancy Risk N/A Guaranteed rent options
STRATEGY 1

Rent-to-Own (Master Lease Option)

Combine lease income with a future sale — giving you steady cash flow today and a predetermined exit strategy tomorrow.

💰 Defer Capital Gains Taxes

Structure the sale as a lease with a purchase option — delay the tax liability until the tenant exercises the buy option, keeping more capital working for you.

📈 Generate Steady Income

Receive regular rental payments throughout the lease period — reliable cash flow ideal for retirement planning or bridging financial gaps.

🔄 Flexibility & Control

Negotiate lease terms, option price, and duration. Set a 2-year, 5-year, or custom timeframe that aligns with your financial goals.
EXAMPLE SCENARIO

You own a property that has appreciated significantly and want to eventually sell — but triggering a large capital gains tax now doesn't make sense. By entering a lease option, you collect rental income for 3–5 years, defer the tax event, and lock in a future sale price today.

1
Set Terms
Establish lease duration and option-to-purchase price
2
Lease Agreement
Tenant begins leasing with right to buy at term's end
3
Collect Income
Receive regular rental payments, deferring the sale
4
Close the Sale
Tenant exercises option at agreed price
STRATEGY 2

Seller Financing

Open your property to a wider pool of buyers by offering flexible financing directly — facilitating quicker sales and earning interest on the note.

👥 Broader Buyer Pool

Attract buyers who are financially capable but don't meet traditional lending requirements. This significantly increases demand for your property.

📈 Earn Interest Income

Rather than a one-time lump sum, earn interest on the financing you provide — often generating a higher overall return than a traditional sale.

⚙️ Negotiable Terms

You set the down payment, interest rate, payment schedule, and loan term. Full control over how the deal is structured.
EXAMPLE SCENARIO

Your property has been sitting on the market because traditional buyers can't secure bank financing. By offering seller financing, you attract a motivated buyer who puts 15% down and makes monthly payments at 7% interest — a higher return than many investments, secured by the property itself.

1
Set Terms
Negotiate rate, down payment & duration
2
Qualify Buyer
Vet the buyer's financials & ability to pay
3
Close & Record
Execute with proper legal documentation
4
Collect Payments
Receive monthly income plus interest
STRATEGY 3

1031 Exchange Services

Defer capital gains taxes entirely by reinvesting your sale proceeds into a new investment property — keeping 100% of your capital working for you.

📈 Maximize Returns

Defer capital gains taxes and reinvest the full sale amount. On a $1M sale with $300K in gains, that could mean keeping an extra $60K+ working for you.

🏗 Portfolio Optimization

Upgrade from aging, high-maintenance properties to newer assets in better locations. Improve cash flow and reduce management burden.

🌎 Out-of-State Investments

Sell in a mature market and reinvest in high-growth areas across the country. Diversify your portfolio and capture better returns.
EXAMPLE SCENARIO

You own an aging apartment building that requires constant maintenance. Using a 1031 Exchange, you sell and reinvest in a newer, low-maintenance commercial property in a high-demand area — improving both your portfolio performance and quality of life as an investor.

1
Identify Properties
Find replacement properties meeting IRS criteria
2
Sell Current Asset
Proceeds held by qualified intermediary
3
Purchase New
Acquire replacement within IRS timeline
4
Defer Taxes
Full amount reinvested, taxes deferred
STRATEGY 4

Specialty Estate & Capital Gains Strategies

Advanced approaches including guaranteed rent programs, lease option deals, and tailored CPA-guided strategies to manage and minimize capital gains exposure.

🛡 Guaranteed Rent

Eliminate the financial uncertainty of vacancies. Receive regular, reliable payments regardless of whether your property is currently occupied.

📋 Lease Option Deals

Secure steady rental income while deferring taxes by giving tenants the opportunity to purchase at a future date — combining income with a built-in exit.

📚 CPA-Guided Tax Strategies

Our CPA experts provide tailored strategies to optimize your financial outcomes — finding creative, legal approaches to manage capital gains.
EXAMPLE SCENARIO

You own multiple rental properties and are concerned about vacancies impacting your income. By combining guaranteed rent with a lease option on one property and exploring installment sales on another, you create a diversified income strategy that minimizes risk across your entire portfolio.

Ready to Explore Your Options?

Every situation is unique. Let's find the creative financing strategy that maximizes your returns and meets your specific goals.